BALANCE TRANSFER GUIDES

Getting rewarded for spending money is pretty great. But not all credit card rewards programs are created equal. And some of them can have complicated terms and conditions that make them difficult to navigate. Is it better to have a cash back card, a travel ...

If you can’t imagine what would make someone shell out upwards of $500 a year for a premium credit card, then you probably aren’t aware of all the perks offered by some of the newer, ultra-high-end credit cards out there. The fact is, these cards offer ...

If your credit has seen better days, you might be worried that no one will issue you a credit card at all. This puts you between a rock and a hard place, as they say. To improve your credit, you’ve got to have a line of credit to use. But without good credit, ...

If you’ve never had a credit card before, you might be surprised to learn that you have a poor credit score. This can make it difficult to get that first credit card you need, and can be worrying, if you’re caught by surprise by the low rating. But don’t ...

We’ve all heard the saying, “there’s no such thing as a free lunch.” But that attitude is often responsible for people passing up all kinds of bonuses and other goodies that are, in fact, free. Because sometimes there actually is a free lunch. There’s also a ...

If you’re trying to pay down credit card debt, then transferring your balance to a card with a 0% APR promotional rate is one way to wipe out your balance quickly. But you might find yourself confused by the plethora of offers out there.

You may have wondered what the difference is between a credit union and a bank, and which one is right for you. Many people don’t understand exactly what a credit union is, and that’s understandable. Banks are far more prevalent, so people are much more ...

It’s an age-old dilemma: how do you get a job that requires experience, if no one will give you the job that will give you the experience, without having experience already?

There are lots of great reasons to have a rewards credit card. One way to look at it is, it’s like getting extra money just for spending on things you needed to buy anyway.

It’s finally happened. You met the love of your life, moved in, maybe tied the knot. All is bliss. Except for one thing: you’ve got debt.