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Balance Transfer Credit Cards for Consumers

If you are looking for a regular consumer credit card to make your balance transfer, you can choose from a variety of cards that offer 0% APR introductory rates on balance transfers. Paying less interest on balances can mean saving money and getting out of debt faster.

Before you apply for a balance transfer card, look at all the different offers available and decide which one is right for you. You can get a credit card that lets you earn rewards while paying off old balances quickly. You may be able to find a balance transfer card for consumers that also offers a 0% APR on purchases.

Many types of balance transfer cards for consumers are available on our site; offers change frequently so keep checking back to find the best one for you.

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An easy way to find balance transfer offers and pick the one which fits your situation.

The Odds of Making a Balance Transfer

Transferring a balance to a credit card is a simple process - there are just a few key things to know. Find the offer that suits you best, apply for the balance transfer credit card, and once you are approved, make the transfer.

When you are transferring a balance to a new balance transfer credit card it's important to remember these things so you get the best deal and make the right decision:

  • Your balance will likely be subject to a balance transfer fee of about 3% or 4% of each balance transfer.
  • You need to make all payments on time or you may lose your 0% APR on the balance transfer.
  • Do not close the card you transfer your balance from or you will ruin the credit history.

As long as you make payments on time, transferring your credit card debt to a balance transfer card is a good move.