Follow Us
0BalanceTransfer » Balance Transfer for Good Credit

Balance Transfer Credit Cards for Good Credit

If you have good credit but you are carrying a balance on high-interest credit cards, transferring your balance to a new credit card with an 0% introductory APR is a smart move. Not only can you consolidate your debt onto one low-interest card, you can pay your balances down much faster without paying a penny of interest.

The offers on this page are specifically targeted to people with good credit, so take a look at these credit cards for good credit. All of them offer 0% interest on balance transfers - some of them for up to a year and a half. You will pay your balances off fast when you transfer them to a balance transfer credit card for good credit, so take a look at these offers and choose the one that's right for you.

Required Credit History: Excellent/Good
Best Credit Cards from
Intro APR
on Bal. Tr.
Fee on
Bal. Tr.
Intro APR
on Purch.
0% (up to 21 months)
up to 3%
0% (up to 18 months)
Save up to:  $848  with this card
Show card description
  • Transfer and pay off your debt at 0% Intro APR on Balance Transfers for up to 21 months; ongoing variable APR applies after that.
  • Earn up to 5% cash back or up to 2 point rewards on all purchases.
  • $0 liability on unauthorized purchases. No annual fee.
See More Card Details


Thank you for your question!
Our experts will answer you
in a short time.

See All General Credit Card FAQs

Ask Your Question to Dan Smith, our expert

Balance Transfer Finder

Credit Card

An easy way to find balance transfer offers and pick the one which fits your situation.

Don't Lose Your Zero Interest Rate

Transferring your balances to a credit card with a 0% APR balance transfer can save you hundreds or even thousands of dollars on interest. Having good credit lets you choose from a wide variety of balance transfer credit card offers with many great features. Introductory periods of a year or more give you plenty of time to pay down those balances without paying interest on them. Just keep one very important thing in mind - never miss a payment.

This is the biggest thing that cardholders need to know about balance transfer credit cards: if you make a late payment on a balance transfer credit card, you will lose your 0% APR. It is very important to never miss a payment due date: that year-long promotional period can be cut short if you forget a payment even one time.

It's wise to set up automatic payments, so that the minimum due will always be deducted from your bank account before the due date. You may choose to pay more, but at least the minimum will be paid and you won't lose your 0% APR.