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Credit Cards with 0% APR on Balance Transfer and Rewards Programs

Did you know you can earn rewards when you transfer your balance? Take a look at these balance transfer credit cards, which offer cash, miles, points, and more.

Many cards offer a bonus for transferring a balance in the first 90 days of opening the account. This means you can get rewarded for transferring outstanding balance and save money by paying it off. Look at the rewards available like cash back, free flights, hotel stays or merchandise and choose the card according to your preferences. You will earn rewards for both transferring your balance and for using the card to make purchases. Rewards credit cards with 0% APR on balance transfers give you the best of both worlds.

See also 0% Balance Transfer offers with:

Required Credit History: Excellent/Good
Best Credit Cards from
Intro APR
on Bal. Tr.
Fee on
Bal. Tr.
Intro APR
on Purch.
0% (up to 21 months)
up to 3%
0% (up to 18 months)
Save up to:  $848  with this card
Show card description
  • Transfer and pay off your debt at 0% Intro APR on Balance Transfers for up to 21 months; ongoing variable APR applies after that.
  • Earn up to 5% cash back or up to 2 point rewards on all purchases.
  • $0 liability on unauthorized purchases. No annual fee.
See More Card Details


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An easy way to find balance transfer offers and pick the one which fits your situation.

Balance Transfer Credit Cards to Save and Earn Rewards

Saving money by avoiding high interest payments on your outstanding balance each month is a reward in itself. But the cards featured here will also give you the opportunity to earn rewards you choose. Pay off your balance quickly with a 0% APR on balance transfer and earn rewards like:

  • Frequent flyer balance transfer credit cards let you earn miles or points toward free flights all over the world.
  • Hotel rewards credit cards that offer balance transfers also give reward points that can be used to book free rooms or upgrade to a suite or VIP room.
  • Cash rewards balance transfer cards give you anywhere from 1% to 5% back on all purchases, plus more when you shop at issuer's online rewards malls.

Transferring your balance to a 0% APR on balance transfer and rewards program card can be beneficial in more than one way with these great credit cards. Just choose the one that gives you the rewards you want, plus the introductory 0% APR period you need to pay down your credit card debt. It's a smart and rewarding financial move.